Auto Insurance

hardingins_autoYour vehicle is a central part of your life and is your connection between all of the important places you go every day. Auto insurance is important in protecting you against financial loss, if you are involved in an accident. It is a contract between you and the insurance company. Auto insurance provides property, liability and medical coverage.

A few optional coverages include:

  • Liability coverage – covers your legal liability to others for property damage or bodily injury in the case of a loss.
  • Collision and comprehensive coverage – pays for the damage to or theft of your vehicle.
  • Road trouble service – it’s more than just towing; ask us what is included.
  • Additional expense coverage – a rental car can be provided in the event of a covered claim.

Lease/Loan gap coverage -if you owe a lender for your car this can be helpful in the event that you have a claim and you are “upside down” in your loan. This can provide up to 25% coverage above the actual cash value of your vehicle.

We will create the perfect insurance plan for you that is tailored to the coverage you need. With Harding Insurance, you can drive with confidence knowing that you are well taken care of. Contact us today at (256) 259-1144, and our experts will provide professional advice on the type and amount of auto insurance coverage options that are right for you.